Paying bills on time

I know the heading of this post doesn't really sound like something that is slick. But it is. I had to pay my son's PreK fees today. Yes I hated paying the $101 right before Christmas, but their policy is that they charge $5 if you pay after the last day of the month. They actually count today the last day of the month though because it was the last day of school until January. Well, if you think about it, if you pay on time, then you save the $5 which is almost 5%. Remember that old saying? "A penny saved is a penny earned". I feel this way as well. So just think about that next time you think about putting of that bill that could wait until later.