I have a PayPal account that my husband and I both use. I also started a new one so that I can start using it just for my online work. I was not able to link it to our bank account as the other one is already linked. So I new that you can use a prepaid card instead of a credit card to do so. I found this really cool deal with the FaceCard prepaid master card. It is free (and some people have gotten $10 added to their account using code JAIGUI I have not received my card yet so can not verify the $10 part but will update my post in the 7 business days that it says it will take to receive it. If you are looking for a card to link to paypal, try it out. Also, you can use this for direct deposit if you are like me and work from home and have a job that requires direct deposit. To me, it is safer then giving out your real bank account info.