In these hard time, it might be time to look into going back to school. If you are lower income or have a large household (which we do) then you may be able to have everything paid for with some left over! I just have to deal with a math class issue and after that, they say that the amount that we are expected to be able to pay towards classes is $0. So that is very good news for us. So, if you don't think that you can afford to go to school, check out your school, they will have lots of info for you on financial aid that is available.