I personally do not have an RV (yet:) But when we do end up getting one, I definitely want to get some really good rv insurance. It covers more than just the RV. It covers belongings in the RV, if there is an accident it covers emergency storage of it too. I think in the long run it would really save an RV owner a lot of piece of mine. But, I still have time to think about it since we don't have one.