Don't skimp

In this day and age of the ever shrinking pocketbook, it is easy to just try to skimp on the things that you think you will never need. My hubby and I talked about him canceling his disability insurance. But we decided that would not be a wise decision with the kind of job that he has and since we all depend just on his income to pay for food and a roof over our heads. As we look at his pay stubs and see that money being taken out for his insurance, I kind of have a different outlook on it now. Before I felt like it was a waste of money, but now I see that it is not just insurance but assurance that if something were to happen to him, we would get that money back and way more.