So a few months ago, we paid off our car. We bought it in July of 2005 brand new off the lot and love the car but totally hated the payments! It cost us close to $400 a month for our car and then we also had to have full insurance with gap coverage just in case it got totaled out. Well, now that it is paid off, I am looking for cheaper insurance. One place that I found was carinsurancelist.com. I will check them out as well as others. I can't wait to lower my monthly payments even more!